Prognosticating anthropomorphic chatbots' usage intention as an e-banking customer service gateway: cogitations from Zimbabwe

Purpose The purpose of this article is to investigate the factors that explain the reasons why customers may be willing to use chatbots in Zimbabwe as an e-banking customer service gateway, an area that remains under researched. Design/methodology/approach The research study applied a cross-s...

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Main Authors: Brighton Nyagadza, Asphat Muposhi, Gideon Mazuruse, Tendai Makoni, Tinashe Chuchu, Eugine T. Maziriri, Anyway Chare
Other Authors: Department of Marketing, Faculty of Agribusiness and Entrepreneurship, Marondera University of Agricultural Sciences and Technology, Marondera, Zimbabwe
Format: research article
Language:English
Published: Emerald Publishing Limited 2023
Subjects:
Online Access:https://cris.library.msu.ac.zw//handle/11408/5393
https://doi.org/10.1108/PRR-10-2021-0057
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author Brighton Nyagadza
Asphat Muposhi
Gideon Mazuruse
Tendai Makoni
Tinashe Chuchu
Eugine T. Maziriri
Anyway Chare
author2 Department of Marketing, Faculty of Agribusiness and Entrepreneurship, Marondera University of Agricultural Sciences and Technology, Marondera, Zimbabwe
author_facet Department of Marketing, Faculty of Agribusiness and Entrepreneurship, Marondera University of Agricultural Sciences and Technology, Marondera, Zimbabwe
Brighton Nyagadza
Asphat Muposhi
Gideon Mazuruse
Tendai Makoni
Tinashe Chuchu
Eugine T. Maziriri
Anyway Chare
author_sort Brighton Nyagadza
collection DSpace
description Purpose The purpose of this article is to investigate the factors that explain the reasons why customers may be willing to use chatbots in Zimbabwe as an e-banking customer service gateway, an area that remains under researched. Design/methodology/approach The research study applied a cross-sectional survey of 430 customers from five selected commercial banks conducted in Harare, the capital city of Zimbabwe. Hypotheses were tested using structural equation modelling. Findings The research study showed that a counterintuitive intention to use chatbots is directly affected by chatbots' expected performance, the habit of using them and other factors. Research limitations/implications To better appreciate the current research concept, there is a need to replicate the same study in other contexts to enhance generalisability. Practical implications Chatbots are a trending new technology and are starting to be increasingly adopted by banks and they have to consider that customers need to get used to them. Originality/value This study contributes to bridging the knowledge gap as it investigates the factors that explain why bank customers may be willing to use chatbots in five selected commercial Zimbabwean banks. This is a pioneering study in the context of a developing economy such as Zimbabwe.
format research article
id ir-11408-5393
institution My University
language English
publishDate 2023
publisher Emerald Publishing Limited
record_format dspace
spelling ir-11408-53932023-03-11T07:12:21Z Prognosticating anthropomorphic chatbots' usage intention as an e-banking customer service gateway: cogitations from Zimbabwe Brighton Nyagadza Asphat Muposhi Gideon Mazuruse Tendai Makoni Tinashe Chuchu Eugine T. Maziriri Anyway Chare Department of Marketing, Faculty of Agribusiness and Entrepreneurship, Marondera University of Agricultural Sciences and Technology, Marondera, Zimbabwe Department of Information and Marketing Sciences, Faculty of Business Sciences, Midlands State University, Gweru, Zimbabwe Teaching and Learning Institute (TLI), Marondera University of Agricultural Sciences and Technology, Marondera, Zimbabwe Department of Mathematics and Computer Science, Great Zimbabwe University, Masvingo, Zimbabwe Marketing Division, School of Business Sciences, University of the Witwatersrand, Johannesburg, South Africa Department of Business Management, Faculty of Economic and Management Sciences, University of the Free State, Bloemfontein, South Africa Department of Marketing, Faculty of Agribusiness and Entrepreneurship, Marondera University of Agricultural Sciences and Technology, Marondera, Zimbabwe Anthropomorphism Chatbots E-Customer service Customer experience (CX) Digital Marketing E-banking User experience (UX) New digital technologies Purpose The purpose of this article is to investigate the factors that explain the reasons why customers may be willing to use chatbots in Zimbabwe as an e-banking customer service gateway, an area that remains under researched. Design/methodology/approach The research study applied a cross-sectional survey of 430 customers from five selected commercial banks conducted in Harare, the capital city of Zimbabwe. Hypotheses were tested using structural equation modelling. Findings The research study showed that a counterintuitive intention to use chatbots is directly affected by chatbots' expected performance, the habit of using them and other factors. Research limitations/implications To better appreciate the current research concept, there is a need to replicate the same study in other contexts to enhance generalisability. Practical implications Chatbots are a trending new technology and are starting to be increasingly adopted by banks and they have to consider that customers need to get used to them. Originality/value This study contributes to bridging the knowledge gap as it investigates the factors that explain why bank customers may be willing to use chatbots in five selected commercial Zimbabwean banks. This is a pioneering study in the context of a developing economy such as Zimbabwe. 2023-03-11T07:12:21Z 2023-03-11T07:12:21Z 2022-03-18 research article https://cris.library.msu.ac.zw//handle/11408/5393 https://doi.org/10.1108/PRR-10-2021-0057 en PSU Research Review 2398-4007 open Emerald Publishing Limited
spellingShingle Anthropomorphism
Chatbots
E-Customer service
Customer experience (CX)
Digital Marketing
E-banking
User experience (UX)
New digital technologies
Brighton Nyagadza
Asphat Muposhi
Gideon Mazuruse
Tendai Makoni
Tinashe Chuchu
Eugine T. Maziriri
Anyway Chare
Prognosticating anthropomorphic chatbots' usage intention as an e-banking customer service gateway: cogitations from Zimbabwe
title Prognosticating anthropomorphic chatbots' usage intention as an e-banking customer service gateway: cogitations from Zimbabwe
title_full Prognosticating anthropomorphic chatbots' usage intention as an e-banking customer service gateway: cogitations from Zimbabwe
title_fullStr Prognosticating anthropomorphic chatbots' usage intention as an e-banking customer service gateway: cogitations from Zimbabwe
title_full_unstemmed Prognosticating anthropomorphic chatbots' usage intention as an e-banking customer service gateway: cogitations from Zimbabwe
title_short Prognosticating anthropomorphic chatbots' usage intention as an e-banking customer service gateway: cogitations from Zimbabwe
title_sort prognosticating anthropomorphic chatbots' usage intention as an e-banking customer service gateway: cogitations from zimbabwe
topic Anthropomorphism
Chatbots
E-Customer service
Customer experience (CX)
Digital Marketing
E-banking
User experience (UX)
New digital technologies
url https://cris.library.msu.ac.zw//handle/11408/5393
https://doi.org/10.1108/PRR-10-2021-0057
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